{"id":720,"date":"2026-10-09T18:09:57","date_gmt":"2026-10-09T18:09:57","guid":{"rendered":"https:\/\/www.wealthcrafters.org\/?page_id=720"},"modified":"2026-10-09T18:22:59","modified_gmt":"2026-10-09T18:22:59","slug":"asset-protection-planning","status":"publish","type":"page","link":"https:\/\/www.wealthcrafters.org\/es\/asset-protection-planning\/","title":{"rendered":"Planificaci\u00f3n de protecci\u00f3n de activos"},"content":{"rendered":"<div  class='flex_column av-1jtgj-8b981de77f24d8a60f0e96c0a637e1f6 av_one_full  avia-builder-el-0  el_before_av_one_half  avia-builder-el-first  first flex_column_div'     ><p><div  class='avia-slideshow av-mv09jz2o-5d388c8a7ade9010d0c352a2303a0542 avia-slideshow-no scaling av_slideshow avia-slide-slider  avia-builder-el-1  el_before_av_heading  avia-builder-el-first  av-slideshow-ui av-control-default av-slideshow-autoplay av-loop-endless av-loop-manual-endless av-default-height-applied avia-slideshow-1' data-slideshow-options=\"{&quot;animation&quot;:&quot;slide&quot;,&quot;autoplay&quot;:true,&quot;loop_autoplay&quot;:&quot;endless&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:false,&quot;hoverpause&quot;:false,&quot;show_slide_delay&quot;:0}\"  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner' style='padding-bottom: 33.333333333333%;'><li  class='avia-slideshow-slide av-mv09jz2o-5d388c8a7ade9010d0c352a2303a0542__0  slide-1 slide-odd'><div data-rel='slideshow-1' class='avia-slide-wrap'   ><img decoding=\"async\" fetchpriority=\"high\" class=\"wp-image-721 avia-img-lazy-loading-not-721\"  src=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner.png\" width=\"2172\" height=\"724\" title='Planificaci\u00f3n de protecci\u00f3n de activos' alt='Asset Protection Planning \u2014 a couple reviewing plans for their home and financial future'  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner.png 2172w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-300x100.png 300w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-1030x343.png 1030w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-768x256.png 768w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-1536x512.png 1536w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-2048x683.png 2048w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-1500x500.png 1500w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/asset-protection-banner-705x235.png 705w\" sizes=\"(max-width: 2172px) 100vw, 2172px\" \/><\/div><\/li><li  class='avia-slideshow-slide av-mv09jz2o-5d388c8a7ade9010d0c352a2303a0542__1  slide-2 slide-even'><div data-rel='slideshow-1' class='avia-slide-wrap'   ><img decoding=\"async\" fetchpriority=\"high\" class=\"wp-image-724 avia-img-lazy-loading-not-724\"  src=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built.png\" width=\"2172\" height=\"724\" title='protect-what-you-built' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built.png 2172w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-300x100.png 300w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-1030x343.png 1030w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-768x256.png 768w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-1536x512.png 1536w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-2048x683.png 2048w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-1500x500.png 1500w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/protect-what-you-built-705x235.png 705w\" sizes=\"(max-width: 2172px) 100vw, 2172px\" \/><\/div><\/li><li  class='avia-slideshow-slide av-mv09jz2o-5d388c8a7ade9010d0c352a2303a0542__2  slide-3 slide-odd'><div data-rel='slideshow-1' class='avia-slide-wrap'   ><img decoding=\"async\" fetchpriority=\"high\" class=\"wp-image-725 avia-img-lazy-loading-not-725\"  src=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks.png\" width=\"2172\" height=\"724\" title='understand-your-risks' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks.png 2172w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-300x100.png 300w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-1030x343.png 1030w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-768x256.png 768w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-1536x512.png 1536w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-2048x683.png 2048w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-1500x500.png 1500w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/understand-your-risks-705x235.png 705w\" sizes=\"(max-width: 2172px) 100vw, 2172px\" \/><\/div><\/li><li  class='avia-slideshow-slide av-mv09jz2o-5d388c8a7ade9010d0c352a2303a0542__3  slide-4 slide-even'><div data-rel='slideshow-1' class='avia-slide-wrap'   ><img decoding=\"async\" fetchpriority=\"high\" class=\"wp-image-726 avia-img-lazy-loading-not-726\"  src=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters.png\" width=\"2172\" height=\"724\" title='plan-for-what-matters' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters.png 2172w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-300x100.png 300w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-1030x343.png 1030w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-768x256.png 768w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-1536x512.png 1536w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-2048x683.png 2048w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-1500x500.png 1500w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/plan-for-what-matters-705x235.png 705w\" sizes=\"(max-width: 2172px) 100vw, 2172px\" \/><\/div><\/li><\/ul><div class='avia-slideshow-arrows avia-slideshow-controls' ><a href='#prev' class='prev-slide  avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='left-open-big' data-av_iconset='svg_entypo-fontello' tabindex='-1' title=\"Previous\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewbox=\"0 0 15 32\" preserveaspectratio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-1'>Previous<\/title>\n<desc id='av-svg-desc-1'>Previous<\/desc>\n<path d=\"M14.464 27.84q0.832 0.832 0 1.536-0.832 0.832-1.536 0l-12.544-12.608q-0.768-0.768 0-1.6l12.544-12.608q0.704-0.832 1.536 0 0.832 0.704 0 1.536l-11.456 11.904z\"><\/path>\n<\/svg><span class='avia_hidden_link_text'>Previous<\/span><\/a><a href='#next' class='next-slide  avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello' tabindex='-1' title=\"Next\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewbox=\"0 0 15 32\" preserveaspectratio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Next<\/title>\n<desc id='av-svg-desc-2'>Next<\/desc>\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><span class='avia_hidden_link_text'>Next<\/span><\/a><\/div><div class='avia-slideshow-dots avia-slideshow-controls'><a href='#1' class='goto-slide active' >1<\/a><a href='#2' class='goto-slide' >2<\/a><a href='#3' class='goto-slide' >3<\/a><a href='#4' class='goto-slide' >4<\/a><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8\">\n#top .av-special-heading.av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8{\npadding-bottom:10px;\ncolor:#176020;\n}\nbody .av-special-heading.av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8 .special-heading-inner-border{\nborder-color:#176020;\n}\n.av-special-heading.av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lykhby3y-9e8dd9d5bb5323a727f740ab65261ba8 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  el_after_av_slideshow  el_before_av_button'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Proteja lo que ha construido<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-button-wrap av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266-wrap avia_animated_button av-animated-when-visible-95 pop-up avia-button-center  avia-builder-el-3  el_after_av_heading  el_before_av_promobox'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266\">\n@keyframes av_sonarEffect_av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266 {\n  0% {opacity: 0.3;}\n 40% {opacity: 0.5; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5);}\n100% {opacity: 0; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5); transform: scale(1.5);}\n}\n.avia-button.av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266.avia-sonar-shadow:hover:after{\nanimation:av_sonarEffect_av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266 1s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/calendly.com\/wealthcrafters\/15-minute-meeting-asset-protection'  class='avia-button av-lyko8mfw-ac84e0c33a0f4c54d5cc0c1131167266 av-link-btn avia-icon_select-yes-left-icon avia-size-large avia-position-center avia-color-theme-color avia-sonar-shadow'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Programe su revisi\u00f3n de protecci\u00f3n de activos\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue82b' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Programe su revisi\u00f3n de protecci\u00f3n de activos<\/span><\/a><\/div><br \/>\n<div  class='av_promobox av-lykhmvtz-2bc05bfa518b0cca279c6e4ec00eb36c avia-button-no  avia-builder-el-4  el_after_av_button  el_before_av_hr'><div class='avia-promocontent'><p>\n<strong>Se ha esforzado para construirlo. Planifiquemos c\u00f3mo ayudarle a protegerlo.<\/strong><\/p>\n<p>Su vivienda, sus ahorros, su negocio y su futuro merecen un plan bien pensado. La planificaci\u00f3n de protecci\u00f3n de activos comienza por comprender d\u00f3nde pueden surgir riesgos financieros y qu\u00e9 cuestiones necesitan una revisi\u00f3n m\u00e1s detallada.<\/p>\n<p>En Wealth Crafters, comience con una conversaci\u00f3n sobre lo que le importa, la protecci\u00f3n que ya tiene y sus pr\u00f3ximas prioridades de planificaci\u00f3n. Las estructuras empresariales, los seguros y los acuerdos de propiedad deben considerarse en conjunto, y las decisiones legales y fiscales deben ser revisadas por su abogado y contador p\u00fablico certificado (CPA).<\/p>\n<\/div><\/div><br \/>\n<div  class='hr av-ypvkj-227de54de04c9af12fc44b48db1baad1 hr-default  avia-builder-el-5  el_after_av_promobox  avia-builder-el-last'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class='flex_column av-swlmb-3f59ee06c84faeaa03a31fe3aa466fb5 av_one_half  avia-builder-el-6  el_after_av_one_full  el_before_av_one_half  first flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92\">\n#top .av-special-heading.av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92{\npadding-bottom:10px;\ncolor:#176020;\n}\nbody .av-special-heading.av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92 .special-heading-inner-border{\nborder-color:#176020;\n}\n.av-special-heading.av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lykokh9h-d2bf890848e7aa187a7cfd7ef5c91e92 av-special-heading-h3 custom-color-heading  avia-builder-el-7  el_before_av_promobox  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Comience por lo que m\u00e1s importa<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='av_promobox av-lykon0oq-731f2d86dc7f0ca47e98078833aa65d4 avia-button-no  avia-builder-el-8  el_after_av_heading  avia-builder-el-last'><div class='avia-promocontent'><p>Una revisi\u00f3n \u00fatil comienza con una visi\u00f3n clara de lo que posee y de las responsabilidades que tiene.<\/p>\n<ul>\n<li><strong>Sus activos:<\/strong> Su vivienda, propiedades de alquiler, participaciones empresariales, ahorros y documentos de planificaci\u00f3n existentes.<\/li>\n<li><strong>Sus riesgos:<\/strong> Actividades comerciales, propiedad de bienes, obligaciones contractuales y garant\u00edas personales que requieren una revisi\u00f3n profesional.<\/li>\n<li><strong>Su protecci\u00f3n actual:<\/strong> P\u00f3lizas de seguro, l\u00edmites de cobertura, exclusiones, registros de propiedad y acuerdos comerciales.<\/li>\n<\/ul>\n<p>Traiga sus preguntas y una descripci\u00f3n general a la primera conversaci\u00f3n. No necesita enviar n\u00fameros de cuenta ni documentos confidenciales mediante el formulario de programaci\u00f3n de citas.<\/p>\n<p>El objetivo es elaborar una lista pr\u00e1ctica de prioridades y preguntas para conversar con los profesionales adecuados antes de realizar cambios.<\/p>\n<p>\n<\/div><\/div><\/p><\/div><\/p>\n<div  class='flex_column av-m1uwj-3ac0f64a1b0e49770eeec7343fd6efbd av_one_half  avia-builder-el-9  el_after_av_one_half  el_before_av_hr  flex_column_div  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykosr10-f912395661433ac9fa4f4e8fdb0d1a76\">\n.avia-image-container.av-lykosr10-f912395661433ac9fa4f4e8fdb0d1a76 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lykosr10-f912395661433ac9fa4f4e8fdb0d1a76 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lykosr10-f912395661433ac9fa4f4e8fdb0d1a76 av-styling- av-hover-grow avia_animated_image av-animated-when-visible-95 top-to-bottom avia-align-center  avia-builder-el-10  el_before_av_button  avia-builder-el-first'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-708 avia-img-lazy-loading-not-708 avia_image' src=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-1030x687.png\" alt='Business owners reviewing a protection plan with an adviser' title='business-owner-photo'  height=\"687\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-1030x687.png 1030w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-300x200.png 300w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-768x512.png 768w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-1500x1000.png 1500w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo-705x470.png 705w, https:\/\/www.wealthcrafters.org\/wp-content\/uploads\/2026\/10\/business-owner-photo.png 1536w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><br \/>\n<div  class='avia-button-wrap av-lykoxfp6-c92841cb4065c13567f2befe6be35c32-wrap avia_animated_button av-animated-when-visible-95 pop-up avia-button-center  avia-builder-el-11  el_after_av_image  avia-builder-el-last'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykoxfp6-c92841cb4065c13567f2befe6be35c32\">\n@keyframes av_sonarEffect_av-lykoxfp6-c92841cb4065c13567f2befe6be35c32 {\n  0% {opacity: 0.3;}\n 40% {opacity: 0.5; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5);}\n100% {opacity: 0; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5); transform: scale(1.5);}\n}\n.avia-button.av-lykoxfp6-c92841cb4065c13567f2befe6be35c32.avia-sonar-shadow:hover:after{\nanimation:av_sonarEffect_av-lykoxfp6-c92841cb4065c13567f2befe6be35c32 1s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/calendly.com\/wealthcrafters\/15-minute-meeting-asset-protection'  class='avia-button av-lykoxfp6-c92841cb4065c13567f2befe6be35c32 av-link-btn avia-icon_select-yes-left-icon avia-size-large avia-position-center avia-color-theme-color avia-sonar-shadow'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Hable sobre sus prioridades de protecci\u00f3n de activos\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue854' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Hable sobre sus prioridades de protecci\u00f3n de activos<\/span><\/a><\/div><\/p><\/div><div  class='hr av-cur5f-c447b083562c95ba8c3079c241a5b7a1 hr-default  avia-builder-el-12  el_after_av_one_half  el_before_av_one_full'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n<div  class='flex_column av-az36z-839a9882479c33b8f19be8069d7eb7b6 av_one_full  avia-builder-el-13  el_after_av_hr  avia-builder-el-last  first flex_column_div'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykpc9h1-858a532cd4024cba1556e22014591358\">\n#top .av-special-heading.av-lykpc9h1-858a532cd4024cba1556e22014591358{\npadding-bottom:10px;\ncolor:#176020;\n}\nbody .av-special-heading.av-lykpc9h1-858a532cd4024cba1556e22014591358 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-lykpc9h1-858a532cd4024cba1556e22014591358 .special-heading-inner-border{\nborder-color:#176020;\n}\n.av-special-heading.av-lykpc9h1-858a532cd4024cba1556e22014591358 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-lykpc9h1-858a532cd4024cba1556e22014591358 av-special-heading-h3 custom-color-heading  avia-builder-el-14  el_before_av_promobox  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Un enfoque coordinado para la protecci\u00f3n de activos<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='av_promobox av-lykpdb48-9132028ded9895c03daca09154bc724b avia-button-no  avia-builder-el-15  el_after_av_heading  el_before_av_button'><div class='avia-promocontent'><\/p>\n<h4>Estructura empresarial: m\u00e1s que constituir una LLC<\/h4>\n<p>Una LLC o corporaci\u00f3n puede ayudar a separar ciertas responsabilidades empresariales de los activos personales. La estructura adecuada depende de sus actividades, la titularidad, la legislaci\u00f3n estatal y su situaci\u00f3n fiscal. No elimina todas las fuentes de responsabilidad personal ni sustituye al seguro.<\/p>\n<p>Pida a su abogado y a su CPA que revisen la selecci\u00f3n de la entidad, la titularidad, los contratos, el mantenimiento de registros y las obligaciones continuas. Constituir una entidad debe formar parte de un plan, en lugar de ser el plan completo.<\/p>\n<h4>Seguros: revise las brechas de cobertura<\/h4>\n<p>La cobertura de responsabilidad civil es otra parte del panorama. Revise los riesgos personales y empresariales con un profesional de seguros debidamente autorizado. Seg\u00fan sus circunstancias, la conversaci\u00f3n puede incluir responsabilidad civil general, responsabilidad profesional o coberturas complementarias y en exceso.<\/p>\n<p>La cobertura depende de las condiciones, los l\u00edmites y las exclusiones de la p\u00f3liza, as\u00ed como de los requisitos de los seguros subyacentes. Una p\u00f3liza debe evaluarse en funci\u00f3n de las actividades y los activos que pretende cubrir.<\/p>\n<h4>Titularidad y planificaci\u00f3n patrimonial: coordine los detalles<\/h4>\n<p>Revise a nombre de qui\u00e9n est\u00e1n sus activos y c\u00f3mo encajan sus acuerdos empresariales en los planes de su familia. Su abogado puede explicarle qu\u00e9 logran sus documentos y qu\u00e9 protecciones o limitaciones se aplican. No suponga que un documento de planificaci\u00f3n patrimonial resuelve todas las preocupaciones sobre responsabilidad.<\/p>\n<p>Relacione esta conversaci\u00f3n con su <a href=\"https:\/\/www.wealthcrafters.org\/es\/estate-planning\/\">plan patrimonial<\/a>, <a href=\"https:\/\/www.wealthcrafters.org\/es\/business-owner-protection\/\">estrategia de protecci\u00f3n para due\u00f1os de negocios<\/a>, y <a href=\"https:\/\/www.wealthcrafters.org\/es\/retirement-planning\/\">objetivos de jubilaci\u00f3n<\/a>.<\/p>\n<h4>Su revisi\u00f3n de planificaci\u00f3n de protecci\u00f3n de activos<\/h4>\n<ol>\n<li><strong>Defina sus prioridades.<\/strong> Identifique los activos, las personas y los objetivos m\u00e1s importantes.<\/li>\n<li><strong>Organice sus preguntas.<\/strong> Revise la informaci\u00f3n que tiene y los asuntos que requieren un an\u00e1lisis m\u00e1s profundo.<\/li>\n<li><strong>Planifique los siguientes pasos.<\/strong> Identifique los asuntos que deben atender su abogado, su CPA y los profesionales de seguros autorizados.<\/li>\n<\/ol>\n<h4>\u00bfEsto hace que mis activos sean inmunes a las demandas?<\/h4>\n<p>No. Ninguna estructura, documento o p\u00f3liza de seguro ofrece protecci\u00f3n universal. Los resultados dependen de los hechos, la legislaci\u00f3n aplicable y las condiciones de cualquier cobertura.<\/p>\n<h4>\u00bfEs lo mismo que la protecci\u00f3n para due\u00f1os de negocios?<\/h4>\n<p>Abordan preocupaciones diferentes. La protecci\u00f3n para due\u00f1os de negocios se centra en el impacto financiero de perder a un propietario o una persona clave. La planificaci\u00f3n de protecci\u00f3n de activos se centra en revisar los riesgos de responsabilidad, los acuerdos de propiedad y las coberturas como parte de un plan m\u00e1s amplio.<\/p>\n<h4>\u00bfPuedo comenzar si no tengo un negocio?<\/h4>\n<p>S\u00ed. Los propietarios de viviendas y las familias tambi\u00e9n pueden aprovechar una conversaci\u00f3n de planificaci\u00f3n para organizar sus preguntas sobre sus activos, responsabilidades y coberturas existentes.<\/p>\n<p><small>Esta p\u00e1gina proporciona informaci\u00f3n educativa general, no asesoramiento legal o fiscal. Una consulta de planificaci\u00f3n no incluye representaci\u00f3n legal ni constituci\u00f3n de entidades. Consulte a profesionales calificados antes de cambiar la titularidad o establecer una entidad. No se garantiza protecci\u00f3n frente a acreedores, demandas o p\u00e9rdidas financieras. Los seguros est\u00e1n sujetos a evaluaci\u00f3n de riesgos, condiciones de la p\u00f3liza, exclusiones y disponibilidad.<\/small><\/p>\n<\/div><\/div><br \/>\n<div  class='avia-button-wrap av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111-wrap avia_animated_button av-animated-when-visible-95 pop-up avia-button-center  avia-builder-el-16  el_after_av_promobox  avia-builder-el-last'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111\">\n@keyframes av_sonarEffect_av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111 {\n  0% {opacity: 0.3;}\n 40% {opacity: 0.5; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5);}\n100% {opacity: 0; box-shadow: 0 0 0 2px rgba(255,255,255,0.1), 0 0 10px 10px #ffffff, 0 0 0 10px rgba(255,255,255,0.5); transform: scale(1.5);}\n}\n.avia-button.av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111.avia-sonar-shadow:hover:after{\nanimation:av_sonarEffect_av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111 1s ease-in-out;\n}\n<\/style>\n<a href='https:\/\/calendly.com\/wealthcrafters\/15-minute-meeting-asset-protection'  class='avia-button av-lykpqw89-c9b5c6bebda3e55d002198b6e87f0111 av-link-btn avia-icon_select-yes-left-icon avia-size-large avia-position-center avia-color-theme-color avia-sonar-shadow'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"Planifique c\u00f3mo proteger lo que importa \u2014 Reserve una consulta\"><span class='avia_button_icon avia_button_icon_left avia-iconfont avia-font-entypo-fontello' data-av_icon='\ue85b' data-av_iconfont='entypo-fontello' ><\/span><span class='avia_iconbox_title' >Planifique c\u00f3mo proteger lo que importa \u2014 Reserve una consulta<\/span><\/a><\/div><\/p><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-720","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Explore asset protection planning for your family and business. 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